Job Descriptions

RESPONSIBILITIES: •Seek lending relationships with existing customers •Actively call on prospective borrowers •Explain to customers the different types of loans and credit options that are available, as well as the terms of those services •Develop and analyze all types of credit information •Approve within delegated authority loan structures pricing and conditions on loan transactions •Combine agricultural and business knowledge with an in-depth understanding of each customer’s current financial position in order to provide innovative and workable alternatives to solve problems the customer faces in their ongoing farming operations •Ensure all files are maintained in a secure environment to protect borrowers’ data •Participate in training as scheduled by the supervisor •Evaluate the risk in loan transactions and assign a probability of default and loss given default •Manage and grow existing loan portfolios •Participate in community and industry events •Prepare credit analysis on assigned portfolio directly or through the use of a credit analyst SKILLS: A general understanding of agriculture is very valuable and desired. Excellent customer Handling skills

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